McKinney, Texas Named the Most Affordable City in the U.S.
McKinney, Texas has been ranked the #1 most affordable city in the United States, according to a recent national affordability study. The ranking measured how far household incomes stretch against the local cost of living — and McKinney stood out nationwide.
With a cost of living below the national average and household incomes well above it, McKinney offers a rare balance of economic opportunity, strong schools, vibrant neighborhoods, and long-term stability. It’s a place where residents enjoy a high quality of life without sacrificing financial flexibility.
Why This Matters to Buyers
For homebuyers, this ranking reinforces that McKinney offers real value — not just today, but long term.
• Greater purchasing power: Buyers can often afford more home for their money compared to many other metro areas.
• Financial comfort: Lower overall living costs help homeowners manage monthly expenses beyond the mortgage.
• Smart investment: Strong affordability paired with continued growth supports long-term home value appreciation.
• Lifestyle advantage: Top-rated schools, parks, historic downtown, and a strong local economy make McKinney ideal for families and professionals alike.
Why This Matters to Sellers
For sellers, McKinney’s national affordability recognition creates increased demand and stronger buyer confidence.
• Larger buyer pool: Affordability attracts relocating buyers, growing families, and first-time homeowners.
• More motivated buyers: When buyers feel financially confident, homes tend to sell faster and with fewer obstacles.
• Stronger market positioning: National recognition adds credibility when marketing your home to out-of-area buyers.
• Sustained demand: Affordability supports market resilience, even when interest rates or economic conditions shift.
The Texas Property Sisters Advantage
At Texas Property Sisters, we don’t just follow national headlines — we live and work in McKinney every day. Our deep local knowledge helps buyers recognize true value and allows sellers to position their homes strategically in a competitive, evolving market.
Whether you’re buying, selling, or just exploring your options, who you work with matters — and local expertise makes all the difference.
Buying or Selling… Who You Work With Matters
Texas Property Sisters help people buy and sell homes in North Texas with unmatched, hands-on service.
When you work with Julie and Monica, you don’t get passed off to assistants or transaction coordinators. You get two experienced Realtors personally handling every step of your transaction — from listing or search to closing.
ABOUT THE SISTERS
McKinney’s Favorite Realtors®! Monica Szewczyk and Julie Williams formed Texas Property Sisters, LLC in 2013. Following successful sales careers in corporate America, the two decided to take their business experience and team up in Real Estate.
Monica Szewczyk
Monica started her career working for a large hotel chain. She then moved into sales and sales leadership roles for a global training and consulting company in Dallas. She developed excellent sales, interpersonal and negotiation skills during this time working with top business leaders in the areas of sales, service and leadership training. When her second daughter was born, she stepped away from the corporate world and became a successful entrepreneur with a national jewelry company where she was recognized for top sales for many years. Monica is currently a member of the Board for the McKinney Chamber of Commerce.
Julie Williams
Julie worked for several high-tech firms in the global sales arena including Hewlett-Packard, Dell, and Microsoft. Her clients were Fortune 100 companies such as Hertz, EDS, Wal-Mart, Exxon, JC Penny, 7-11 to name a few. As a sales manager, Julie developed strong people skills and worked on large contract negotiations. She was recognized as a top performer at each of these companies. Julie is a past Chair of the McKinney Chamber of Commerce and currently is a member of the board for the McKinney Economic Development Corporation.
Both of the “sisters” have lived in McKinney in the Stonebridge Ranch area for more than 20 years. Monica and her husband, Todd, have two daughters. Julie and husband Jerry, have 3 daughters, 10 grand-children and 1 great-grandchild.
LOCAL RECOGNITION
Since forming Texas Property Sisters, Julie and Monica have enjoyed great success. They have been named Top 25 Women in Business in McKinney, Living Magazine Reader’s Choice Best Realtors in 2019 and 2022, Reader’s Choice Favorite Realtor in 2020, 2021. 2022 and 2023, 2024,Real Producers Award for Top 1% of North Texas Realtors in 2022, 2023 and 2024, D Magazine Best in 2023, 2024, and 2025 and are consistently in the top team sales for their local Coldwell Banker Apex Brokerage Office. The Texas Property Sisters have been featured numerous times in both McKinney Living and Community Impact magazines.
Read the latest McKinney Living article about the Texas Property Sisters.
WHY USE TEXAS PROPERTY SISTERS
Julie and Monica are both licensed Realtors® which means that they are members of the National Association of Realtors subscribing to a strict code of ethics, professionalism, and knowledge of the local real estate market. They are required to complete continuing education to stay up on the latest real estate laws, contracts, and policies. Additionally, both Monica and Julie are Accredited Luxury Home Specialists (ACHS).
There are several reasons to work with The Texas Property Sisters Realty Group including:
Experience
Julie and Monica will identify the right property for you based on your budget and needs. Their knowledge of the local market helps them evaluate properties to ensure they are priced accurately.
Buying or selling property usually requires reading and signing financial documents and legal forms. The paperwork may be different for each market and done per an area’s laws and regulations. Any unintentional mistake or delay can be costly or lengthen the process of selling or buying a home. Monica and Julie are experienced in dealing with these requirements and will guide you through buying and selling a house, making the process effortless and smooth.
Saves Time
There are many things involved in the purchasing or selling of property, and it is time-consuming. It not only requires listing your property but identifying properties for sale, interviewing potential buyers, plus investigating, and inspecting properties. Julie and Monica handle these things on behalf of the buyer or seller. They research what needs to be repaired or installed before you buy or to increase your home value if you are selling.
Connections
REALTORS® know other REALTORS® or trusted individuals connected to the real estate market. These persons can be interior decorators, real estate lawyers, contractors, appraisers, or mortgage brokers and many others. Often, they will know another agent who’s looking for a specific property. Monica and Julie have an extensive network which ensures access to information that will be valuable for the selling and buying of property.
Expert Negotiators
The demand for houses has increased, especially during the COVID-19 pandemic, with many people working remotely. The increase in demand has created a housing shortage and competition in the real estate market. Texas Property Sisters will effectively negotiate with potential buyers and sellers to get the best possible price. They will argue in your best interests and ensure that a deal is complete.
Ethics
As REALTORS®, Julie and Monica are held to and must adhere to a higher standard of moral and ethical practices than real estate agents. They are required to follow a Code of Ethics related to the selling and buying of property and how to interact with the parties involved. This helps you as a buyer or sellor because you can be assured that they will always have your best interest at heart and will follow all laws as they relate to real estate transactions.
Monica and Julie will personally handle every aspect of your real estate transaction. They never turn anything over to assistants or administrative clerks. Using their knowledge of the local market and experience, they will guide you every step of the way.
Essentially, you get two Realtors® for the price of one!
Charitable Work
Texas Property Sisters Realty Group feel blessed to be a part of McKinney and Collin County and believe in giving back to this great community that supports our business. The Sisters are active members of the McKinney Chamber of Commerce. Julie is a past Chair of the Chamber board and also serves on the board of the McKinney Economic Development Corporation. Julie is also on the McKinney Main Street Board and is a graduate of the 2019 Leadership McKinney class. Monica is the Past-President of BNI for McKinney and part of the Accelerated Network Group. Monica also serves on the Board of 100 Women of McKinney. They both deliver for Meals on Wheels of Collin County.
Each year Julie and Monica do volunteer work and donate a part of their sales to local charities. Below is a list of some of the charities that we contribute to:
Meals on Wheels Collin County
McKinney Education Foundation
CASA of Collin County
Samaritan Inn
Love Life Foundation
Children’s Scholarship Foundation
The Seed Project
McKinney Roots
Hugs Cafe
YMCA
La Tiendita
AEYL
100 Women of McKinney
One Heart McKinney
Direction 61:3
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Meet the Property Sisters
Community Involvment
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Real Estate Myths
BUYERS AND SELLERS
The Texas Property Sisters have put together a comprehensive list of tips for Buyers in the North Texas area. Just click on the picture above to be taken to our Buyers Page.
Selling your home? Check out the list of helpful Sellers information. Just Click on the picture above to be taken to our Sellers page. Brought to you by Texas Property Sisters.
Communities we serve .......Find Your Perfect Home
McKinney, Texas: Historic Charm with a Modern Heart
McKinney offers a rare combination of small-town charm and big-city convenience, making it one of the most beloved communities in North Texas. Just 30 miles north of Dallas, McKinney is known for its tree-lined streets, unique architecture, and vibrant, award-winning historic downtown filled with boutiques, cafes, and local art.
Consistently ranked as one of the best places to live in the U.S., McKinney is a city that prides itself on community spirit, top-tier schools, and thoughtful growth. Residents enjoy beautiful parks, family-friendly neighborhoods, and a calendar full of events that bring neighbors together all year long.
Its motto—“Unique by Nature”—is more than just a phrase. It’s a reflection of McKinney’s commitment to preserving its natural beauty, welcoming atmosphere, and strong sense of community, even as it continues to grow as one of the fastest-rising cities in the country.
Whether you’re drawn to the historic homes, new developments, or the unbeatable quality of life, McKinney is a place you’ll love to call home. And when you’re ready to make your move, the Texas Property Sisters are here to guide you every step of the way.
Frisco, Texas: Big Fun, Bright Future
Just 25 minutes north of Dallas, Frisco is one of the fastest-growing and most exciting cities in the DFW Metroplex—and it’s easy to see why. Voted the #1 Best Place to Live in America by Money Magazine in 2018, Frisco has earned national recognition for its exceptional public schools, strong community partnerships, and vibrant lifestyle.
This city is a haven for sports lovers and families alike. Frisco is home to a wide array of professional and minor league teams and venues, including the Dallas Cowboys World Headquarters, the Dallas Stars practice facility, FC Dallas (Major League Soccer), and the RoughRiders (Minor League Baseball). It also hosts the headquarters of the Southland Conference (NCAA Division I) and other elite athletic organizations.
But Frisco isn’t just about sports—it’s about community, innovation, and opportunity. With top-rated schools, modern neighborhoods, and a calendar full of events and activities, Frisco offers an unbeatable quality of life.
If you’re looking for a place that blends big-city opportunity with small-town warmth, Frisco might just be the perfect fit—and the Texas Property Sisters are here to help you find your dream home right in the heart of it all.
Prosper, Texas: Where Small Town Charm Meets Big Dreams
Nestled just north of Frisco and McKinney, Prosper offers the perfect blend of peaceful living and upscale growth. Known for its wide open spaces, luxury homes, and a true sense of community, Prosper lives up to its name—it’s a place where families flourish and futures thrive.
Prosper is one of North Texas’ most sought-after communities, thanks to its highly rated schools, spacious master-planned neighborhoods, and a strong commitment to quality of life. Though growing rapidly, Prosper still holds onto its small-town spirit, with community events, local shops, and friendly faces around every corner.
With new dining, retail, and entertainment options emerging alongside beautiful parks and trails, Prosper offers a lifestyle that balances convenience and serenity. Whether you’re looking for a quiet place to call home or planning for the future, Prosper is a place where you can truly plant roots and grow.
Let Texas Property Sisters help you discover what makes Prosper such a special place to live.
Celina, Texas: A Growing Community with Heart
Celina is one of North Texas’ best-kept secrets—though not for long. Located just minutes from Prosper and Frisco, this rapidly growing city is capturing attention with its welcoming small-town charm, wide open spaces, and strong community values.
Celina offers the perfect blend of peaceful country living and modern convenience. With top-rated schools, family-focused neighborhoods, and an exciting vision for the future, it’s no surprise that so many are choosing to call Celina home. The historic downtown square serves as the city’s heart, hosting year-round events like Cajun Fest, Friday Night Markets, and Movie Nights that bring neighbors together and create lifelong memories.
As growth continues, Celina remains committed to preserving its warm, close-knit atmosphere while embracing thoughtful development, new businesses, and quality infrastructure. It’s a place where you can truly spread out, settle in, and feel part of something special.
Ready to find your place in Celina? Let the Texas Property Sisters help you turn this charming town into your next home.
Fairview, Texas: Peaceful Living with Upscale Appeal
Tucked between McKinney and Allen, Fairview is a quiet gem that offers the best of both worlds—tranquil living with easy access to all the conveniences of North Dallas. Known for its spacious homes, rolling landscapes, and relaxed lifestyle, Fairview is perfect for those looking to escape the hustle without sacrificing comfort or connection.
With a focus on preserving natural beauty and a low-density feel, Fairview features large home lots, scenic views, and a sense of privacy that’s hard to find in the fast-growing DFW Metroplex. Residents enjoy access to top-rated Lovejoy ISD schools, boutique shopping at The Village at Fairview, and an abundance of parks, trails, and open space.
Fairview may be small in size, but it’s big on charm, quality of life, and community pride. Whether you’re searching for a quiet retreat or a luxury estate with room to roam, Fairview offers a lifestyle that’s both refined and relaxed.
Let Texas Property Sisters show you why Fairview could be your perfect next move.
Allen, Texas: Suburban Comfort with City Convenience
Allen is a vibrant, family-friendly community that offers the ideal mix of suburban comfort and urban energy. Located just north of Dallas, Allen is known for its award-winning schools, safe neighborhoods, and a strong sense of community that makes it one of Collin County’s most sought-after places to live.
This dynamic city is packed with amenities—from high-end shopping at Allen Premium Outlets and Watters Creek to exciting entertainment at Credit Union of Texas Event Center. Sports fans can catch a game with the Allen Americans hockey team, while outdoor lovers enjoy over 1,200 acres of parkland, miles of trails, and scenic green spaces.
Allen also shines when it comes to education and innovation, with top-rated public schools and a growing business sector. Whether you’re raising a family, building a career, or looking to settle down in a welcoming, well-rounded city, Allen checks all the boxes.
Texas Property Sisters are ready to help you find your next home in Allen—where lifestyle, location, and livability come together beautifully.
Anna, Texas: Small-Town Roots with Big-Time Potential
Located just north of McKinney, Anna is one of North Texas’ fastest-growing communities—offering a peaceful, small-town atmosphere with exciting growth on the horizon. Known for its friendly neighborhoods, affordable homes, and family-first values, Anna is an ideal place for those looking to put down roots in a community that still feels close-knit and welcoming.
Anna’s charm lies in its simplicity—wide open spaces, quiet streets, and schools that truly care about their students. Yet, it’s also a city on the rise, with new shopping centers, restaurants, parks, and developments that are bringing more opportunities to residents every day.
Whether you’re a first-time homebuyer, moving up, or searching for a slower pace just outside the city, Anna offers the space to grow and the heart to call home.
Let the Texas Property Sisters help you discover the perfect place in Anna—where life feels a little more relaxed, and the future looks bright.
Melissa, Texas: Where Community and Comfort Come Together
Just minutes north of McKinney, Melissa is a growing city that blends the charm of small-town living with the conveniences of modern life. Known for its tight-knit community, scenic surroundings, and highly acclaimed schools, Melissa offers a peaceful lifestyle that’s perfect for families, professionals, and anyone seeking space to thrive.
Melissa is experiencing thoughtful, steady growth, with new home developments, parks, and local businesses enriching the town while maintaining its welcoming character. Residents enjoy a slower pace, friendly neighbors, and easy access to major highways, making it simple to commute while coming home to calm.
With its strong sense of community, spacious homesites, and top-tier Melissa ISD schools, this hidden gem is becoming one of Collin County’s most desirable places to live.
Texas Property Sisters would love to help you explore all that Melissa has to offer—and find the perfect home in a town that feels just right.
Plano, Texas: Big City Access with Suburban Sophistication
Plano stands as one of North Texas’ most established and sought-after communities—offering a perfect blend of upscale living, top-rated schools, and a thriving business environment. Consistently ranked among the best places to live in the U.S., Plano combines big-city conveniences with the comfort and safety of suburban life.
Home to major corporate headquarters, world-class dining, and luxury shopping, Plano also boasts beautiful parks, extensive trail systems, and family-friendly neighborhoods that attract both professionals and growing families. With highly rated public schools and a strong focus on quality of life, it’s easy to see why so many choose to call Plano home.
Whether you’re drawn to its vibrant Legacy West district, quiet residential streets, or central location in the heart of the DFW Metroplex, Plano offers something for everyone.
Ready to make your move? The Texas Property Sisters are here to help you find your perfect place in Plano—where opportunity meets comfort in every corner.
What are customers say about us
Let's Find The Place You Deserve
Monica Szewczyk
972-979-4699
monica@texaspropertysisters.com
Julie Williams
972-838-0262
julie@texaspropertysisters.com
